Insurance Adjustments
| State | Factor | Rating |
|---|---|---|
| Alabama | 0.85 | 36 |
| Alaska | 1.2 | 7 |
| Arizona | 1.11 | 13 |
| Arkansas | 0.89 | 29 |
| California | 1.01 | 17 |
| Colorado | 1.01 | 16 |
| Connecticut | 1.14 | 11 |
| Delaware | 1.17 | 9 |
| District of Columbia | 1.4 | 1 |
| Florida | 1.19 | 8 |
| Georgia | 1 | 18 |
| Hawaii | 1 | 19 |
| Idaho | 0.74 | 49 |
| Illinois | 0.86 | 32 |
| Indiana | 0.79 | 42 |
| Iowa | 0.69 | 51 |
| Kansas | 0.78 | 45 |
| Kentucky | 0.93 | 24 |
| Louisiana | 1.28 | 4 |
| Maine | 0.78 | 44 |
| Maryland | 1.08 | 14 |
| Massachusetts | 1.25 | 6 |
| Michigan | 1.13 | 12 |
| Minnesota | 0.92 | 26 |
| Mississippi | 0.93 | 25 |
| Missouri | 0.84 | 38 |
| Montana | 0.9 | 28 |
| Nebraska | 0.8 | 41 |
| Nevada | 1.16 | 10 |
| New Hampshire | 0.88 | 30 |
| New Jersey | 1.39 | 2 |
| New Mexico | 0.95 | 23 |
| New York | 1.31 | 3 |
| Nortd Carolina | 0.76 | 46 |
| Nortd Dakota | 0.75 | 48 |
| Ohio | 0.79 | 43 |
| Oklahoma | 0.88 | 31 |
| Oregon | 0.86 | 33 |
| Pennsylvania | 0.99 | 20 |
| Rhode Island | 1.27 | 5 |
| Soutd Carolina | 0.91 | 27 |
| Soutd Dakota | 0.75 | 47 |
| Tennessee | 0.82 | 40 |
| Texas | 0.98 | 21 |
| Utah | 0.85 | 35 |
| Vermont | 0.84 | 37 |
| Virginia | 0.83 | 39 |
| Washington | 0.98 | 22 |
| West Virginia | 1.07 | 15 |
| Wisconsin | 0.71 | 50 |
| Wyoming | 0.86 | 34 |
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